Most people take for granted the ability to protect their family in the event of death by providing adequate life and Serious Illness Cover, but for someone with an underlying medical condition such as Crohn’s, Colitis or IBD it is not always straightforward.
Not all Life Assurance companies treat individuals with one of these conditions equally. Our experience has shown us that while one company may decline an application for cover another company may be quite willing to accept an application and provide the cover which safeguards your family’s future.
We have direct access to the Medical Underwriting teams in all of the Life Assurance companies, which allows us to get a feel for whether an application will be accepted or not even before a full application is completed.
What can we do for you?
Our personal and Professional experience of dealing with these types of illnesses and other pre-existing conditions differentiates our service from the vast majority of advisors in the market. Our success in getting cover for individuals with existing medical conditions means that everyone should consider the possibility of reviewing their existing cover or any application they may have made in the past that did not receive favourable terms.
Meritus Wealth Management Ltd. t/a Meritus, Meritus Private Clients is regulated by the Central Bank of Ireland
Directors: Gabriel McCarthy, Shane O'Connor
Company Registration No : 334476. Private Company Limited By Shares. Registered Office : Suite 111, NSC Campus, Mahon, Cork, T12 XY2N
